Terms & Conditions
The following Terms & Conditions govern your use of www.karmer.co.uk, owned and operated by Nicky Alan Psychic Medium Ltd. By using the Site or purchasing products, you agree to comply with these Terms & Conditions.
1. Introduction - These Terms apply to Karmer, which sells crystals, jewellery, spiritual giftware, homeware, and merchandise.
2. Intellectual Property - All content on the Site is owned by Nicky Alan Psychic Medium Ltd. Unauthorised use is prohibited.
3. Sale of Goods - We sell physical products, including crystals, jewellery, and other spiritual giftware. All descriptions are accurate to the best of our knowledge. We reserve the right to modify, reject, or cancel orders at any time. Refunds will be provided if an order is cancelled after payment.
4. Payments - We accept Credit Card, Debit Card, PayPal, and Stripe. You authorise us to charge the payment method provided.
5. Shipping & Delivery - Please see Shipping Policy.
6. Returns & Refunds - Please see Refund Policy.
7. Third-Party Goods & Services - We are not liable for third-party products sold through the Site.
8. Links to Other Websites - Karmer may contain links to third-party websites. We are not responsible for their content, policies, or practices.
9. Limitation of Liability & Indemnity - To the fullest extent permitted by law, we are not liable for loss or damage from use of the Site. Users agree to indemnify us for misuse or violation of these Terms.
10. Consumer Protection Law - These Terms comply with applicable consumer protection legislation and do not limit statutory rights.
11. Applicable Law & Dispute Resolution - These Terms are governed by English law. Disputes should first be resolved informally, then by mediation, and if necessary, arbitration.
12. Severability - Invalid or unenforceable provisions will be removed without affecting remaining provisions.
13. Changes - Terms may be updated; notifications will be posted on the Site.
14. Contact Details - Nicky Alan Psychic Medium Ltd Suite 18, 63-65 Woodside Road, Amersham, Buckinghamshire HP6 6AA, Email: support@karmer.co.uk (for Karmer orders and inquiries)